2016

Get Your Credit Score in Shape Before Buying a Home

How strong is your credit? Cleaning up your credit is essential before you make any major financial moves. Having a bad score can hurt your chances of being able to open a credit card, apply for a loan, purchase a car, or rent an apartment. It is especially important to have clean credit before you try to buy a home. With a less-than-great score, you may not get preapproved for a mortgage. If you...

U.S. Housing Confidence: Future Uncertainty Weighs, But Key Demographic Groups Remain Confident

By Cory Hopkins on 3/1/2016 The headline U.S. Housing Confidence Index dipped to 66.9 in January from 67.4 a year ago. Among people 18-34 years old, 65 percent said homeownership and the American Dream go hand-in-hand, more than any other generation. People-of-color also were more likely than whites to consider homeownership integral to the American Dream. Americans’ overall confidence in the U.S....

COMING SOON: 1709 Blackbird Circle, Carlsbad, CA 92011

Beautiful, Bright, Immaculately Maintained Home on Private Corner Lot in Aviara Click here for the Virtual Tour ==>> Virtual Tour of 1709 Blackbird Circle, Carlsbad, CA 92011 Gorgeous, inviting home on corner lot in Aviara's Avocet neighborhood. This light, bright & immaculately maintained home is the largest model in Avocet. 2877 square feet, 4 Bedrooms, 3 Full Bathrooms. Private, relaxing...

COMING SOON: 1604 Sapphire Drive, Carlsbad, CA 92011

4 Bedroom Home with Mountain Views in Gated Community Inviting home in gated community boasts a bright, open floorplan. Panoramic views of the mountains. Overlooks the canyon, great for privacy, no more nosy neighbors!  Largest model in the neighborhood, rarely available, 4 BR+Loft, which is great as a rec room or office space, or can be made into a spacious 5th bedroom. Situated across from the tot lot...

Top Homeowner Tax Deductions That Decrease Your Tax Burden

You can't avoid paying taxes, and we all need to pay our fair share. However, paying your fair share shouldn't place an unjust burden on you. As a homeowner, your tax burden is doubled because you pay both income and property taxes. To decrease that burden and boost your tax savings, take advantage of these homeowner tax deductions. As a result, you can use your tax savings to go on a vacation, increase...

AVERAGE US RATE ON 30-YEAR MORTGAGE FALLS TO 3.79 PERCENT

Jan. 28, 2016 11:40 AM ET AP, Associated Press WASHINGTON (AP) — Average long-term U.S. mortgage rates fell this week for a fourth straight week amid persisting turmoil in stock markets and global economic worries. Gerry Broome FILE - In this Tuesday, June 9, 2015, file photo, a sold sign is displayed in the yard of a newly constructed home in the Briar Chapel community in Chapel Hill, N.C. On...

Tips to Sell Your Home from an Insider, What Realtor ‘Red Flags’ to look for

TODAY is back with their Consumer Confidential series with some great advice on how to buy or sell your home from Realtor Mike Aubrey, including what realtor "red flags" to look for, and what those "flowery phrases" in home listings really mean. Buying and Selling Your Home Choosing an Agent- “Realtor Red Flags” Don’t just hire the agent recommending the highest price -          Don’t...

What will aging boomers and millennials mean for economic growth?

By Tom Petruno/ Los Angels Times   January 9, 2016 Some Wall Street pros worry that baby boomers and millennials will increasingly be squeezed financially, leaving them unable or unwilling to spend. The demographics of aging boomers and coming-of-age millennials will accelerate changes in the economy. The hard part is figuring whether they'll be good or bad for growth. The median age of...

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